Workers’ compensation is an important resource for individuals injured on the job. Various factors, such as surgeries, significantly impact settlements. Understanding how surgery affects compensation will help you navigate your claim.

Understanding settlements

In Illinois, workers’ compensation covers all necessary medical expenses related to a work injury. This includes doctor’s visits, hospital stays, surgeries, therapy, and medications. Workers’ compensation ensures you receive appropriate medical care without incurring out-of-pocket expenses.

Surgery’s impact on compensation

Undergoing surgery usually extends your recovery period, increasing compensation for lost wages. In Illinois, workers’ compensation provides Temporary Total Disability (TTD) benefits. This amounts to two-thirds of your average weekly wage during the time you cannot work. 

The need for surgery reflects the injury’s severity. This will lead to higher medical expenses and, potentially, a higher settlement. If complications arise from the surgery, this could further increase the settlement amount.

Permanent disability considerations

Permanent disability can significantly impact your workers’ compensation settlement. Illinois law provides for Permanent Partial Disability (PPD) benefits. They calculate this based on the extent of your disability and your average weekly wage. You may also qualify if the injury prevents you from returning to work. 

Permanent disabilities often involve lengthy and multiple surgeries. This can result in a larger settlement due to the long-term impact on your ability to work and earn a living.

Navigating the workers’ compensation claims process can be complex. Report your injury promptly, and keep detailed records of your medical treatments. 

Understanding how surgery impacts workers’ comp helps you assert your rights and negotiate a fair settlement. The settlement can provide you with necessary financial support throughout your recovery process.