How to Know If You Have the Right Insurance Coverage

Car insurance is considered complicated by most people.  However, a basic understanding of the various coverages available takes away the guesswork and helps you know what you need, why you need it, and exactly what it will cover. The greatest mistake providers make is to tell you that the other driver’s insurance will pay your medical bills.  That payment by the driver who caused the wreck only happens at the very end, which means you need to keep paying your medical bills to avoid going into collections.  See Medical Payments section later in this article for more information. Bodily Injury Most states require that drivers carry bodily-injury liability insurance to cover the cost of medical treatment, rehabilitation, legal fees, pain and suffering, and burial expenses of …